Online shopper's survival guide

As a savvy online shopper, you want to be able to find sites and locate items at the best price possible. You should also try to keep your eyes open so that you can win online auctions on eBay or other sites for less than you think. It is important as well to recognize scams and stay away from unscrupulous e-commerce sites. Keep a look out for discount codes and special online promotions.

Payment for online shopping

The best way to pay for online purchases is with a credit card. It is advisable that you get a credit card exclusively for online shopping so that you can easily review the charges each month and be sure they match what you actually bought. Use the ‘buy now pay later’ made shopping fun and exciting.

Paying by credit card online is fast and safe.Credit card companies are ensure that they protect their customers from fraud. Most cardholder agreements limit your liability for fraudulent charges to $50, many won’t even do that.

Another advantage of paying by credit card is that you have additional security as you can question the charge if found disputable. For example, if the item arrives late, is not as described on site, or if you have returned it and not got your refund.

All well-known online retailers accept credit cards, either as a direct merchant or through an online payment service such as PayPal. Most accept Visa and MasterCard as well as American Express and Discover. Some may charge fees on the latter, so ensure that you have checked all payment options and costs before hand.